NBAD Balance Inquiry Online
By Published On: June 3, 2026

Although NBAD is now known as First Abu Dhabi Bank (FAB), many people in UAE are still looking for NBAD balance inquiry online in UAE. When users want to check their account, salary card, Ratibi card, prepaid card balance, they search for terms such as NBAD balance check, FAB balance inquiry, FAB bank balance check, or NBAD online balance check.

It is essential to check your balance as it will help you to manage your salary, spending, withdrawals, transfers and monthly expenses. There are various methods to check the balance of your FAB account, prepaid card, or Ratibi salary card.

This guide will teach you the primary ways to inquire about the FAB balance, such as FAB online banking, FAB mobile banking, FAB Ratibi card balance check, prepaid card enquiry, ATM balance check, and customer support.

What is NBAD Balance Inquiry Today?

The National Bank of Abu Dhabi is known as NBAD. It was one of the major banks in the UAE. Following the merger with First Gulf Bank, the banking services are now run by First Abu Dhabi Bank (FAB). This is why people typically look for NBAD bank balance inquiry UAE and will typically require FAB balance check methods.

If you have an old NBAD account, card, salary card or banking relationship, you should now use FAB channels for balance enquiry. Many customers still use the old bank name NBAD, but the official banking brand is now FAB.

NBAD Balance Check vs FAB Balance Check

The terms NBAD balance check and FAB balance check are often used for the same purpose. However, the correct current method depends on your card or account type.

You can typically view your FAB bank account balance online via FAB banking or the FAB mobile app if you have a normal FAB bank account. If you have a Ratibi card or salary prepaid card, you might need to use the prepaid card balance enquiry option. You can also use an ATM if you don’t have internet access.

Therefore, before you check your balance, you should first know if you have:

  • A FAB bank account

  • A FAB debit card

  • A FAB prepaid card

  • A FAB Ratibi salary card

  • An old NBAD-related account or card now managed by FAB

There are several ways to check the NBAD / FAB balance in UAE.

Methods to Check NBAD / FAB Balance in UAE

There are multiple methods to check NBAD / FAB balance in UAE.

There are several easy methods for NBAD balance inquiry online in UAE. The best way to do it is to check the bank account balance, salary card balance, Ratibi card balance, or prepaid card balance.

Main Methods

  • FAB online banking

  • FAB mobile banking app

  • FAB Ratibi card balance enquiry

  • To check the balance on a FAB prepaid card

  • To check the balance on a FAB ATM

  • FAB customer support

Each method has its own set of users. For instance, regular account holders might want to use the FAB mobile app, and workers who use salary cards might want to use the Ratibi card enquiry page.

FAB Online Banking Balance Check

To check the FAB bank balance online, you need to follow the following steps:

Online banking is one of the most convenient methods to check your balance if you have a normal FAB bank account. It allows you to view your available balance, account details, and recent transactions without visiting a branch.

Steps for FAB Online Banking Balance Check

Here are the steps to follow to check your FAB bank balance online:

  1. Go to the official FAB online banking site.

  2. Use your registered username, card or banking information to log in.

  3. Fill in any OTP or security code if necessary.

  4. Go to the account dashboard.

  5. Choose the account you wish to view.

  6. View your available balance and recent transactions.

This approach is ideal for customers who are already registered for FAB digital banking. It’s also useful if you need to see more than just your balance, like account statements, payments, transfers, or transaction history.

NBAD Balance Inquiry

Best For

  • FAB savings account holders

  • Current account holders of FAB

  • Customers who require transaction history

  • Users who want to use desktop banking

  • Individuals seeking to handle multiple banking services in a single location

FAB Mobile Banking Balance Check

One of the simplest ways to check your bank balance is the FAB mobile banking balance check method. The mobile app is the preferred choice for most users due to its speed, simplicity, and accessibility from a mobile device.

The FAB mobile banking app typically allows users to view their account balance, transactions, make transfers, manage their cards, pay bills, and access other banking services. This is more convenient for many customers than going to a branch or ATM.

Steps to Check Balance on FAB Mobile App

To check your balance using FAB mobile banking:

  1. Log in to the FAB mobile banking app on your phone.

  2. Use your registered information to log in.

  3. If available, use PIN, password, face ID or fingerprint.

  4. Check the home screen or account dashboard.

  5. Tap the account to see more information.

  6. Check your available balance and recent transactions.

This is helpful for those who need to check their account balance quickly. It also comes in handy when you’re shopping, sending money, paying bills, or checking if your salary has been credited.

The Convenience of FAB Mobile Banking

The advantage of FAB mobile banking is that you can check your balance anytime. No need to go to a bank branch or stand in line at an ATM. It also provides you with greater control over your finances, as you can easily check your spending and recent account activity.

FAB Ratibi Card Balance Check Online

Many workers in UAE look for FAB Ratibi card balance check or Ratibi card balance check UAE as they are paid their salary on a Ratibi card. Ratibi is a payroll prepaid card solution that companies use to pay employee salaries.

The Ratibi card is particularly helpful for workers who might not have a bank account. The workers can get their wages directly on the card and use it for withdrawals or payments, rather than getting paid in cash.

What is a Ratibi Card?

A salary payroll card provided by FAB is called a Ratibi card. It enables employees to get paid without having a regular bank account. This system is used by many companies for their workers because it is simple, practical and appropriate for payroll payments.

The primary advantage for employees is that they can easily access their salary. After the salary is deposited on the card, the cardholder can check the balance, withdraw cash, or use the card at places that accept it.

Steps to Check Ratibi Card Balance

To check the balance of Ratibi card in UAE, follow these steps:

  1. Go to the official FAB Ratibi or prepaid card balance enquiry page.

  2. Type in the final four numbers of your card.

  3. Enter your Card ID.

  4. Fill in the captcha code shown on the screen.

  5. Press the submit or “Go” button.

  6. View your available card balance.

This is a simple method as it doesn’t always need full online banking registration. It is primarily for prepaid card and salary card holders.

Best For

  • Staff members who are using a Ratibi salary card

  • Employees who are paid via FAB payroll cards

  • Users who do not have a full FAB bank account

  • Those who wish to see the balance of their salary card quickly

  • UAE workers who are looking for NBAD salary card balance inquiry

NBAD Balance Inquiry Online

FAB Prepaid Card Balance Inquiry

Not all FAB cards are linked to a conventional bank account. Some users have salary cards, prepaid cards or company issued payment cards. The FAB prepaid card balance inquiry method is typically more appropriate for these users than normal bank account login.

A prepaid card is not a savings or current account. The balance on the card will vary according to the amount of money that is put on the card.

How FAB Prepaid Card Balance Inquiry Works

To check the balance on a prepaid card, you might need to provide some card-specific details like the last four digits of the card number and Card ID. Once you enter the information properly, the system displays your available balance.

This is helpful if you don’t have a full FAB online banking account, but you still want to see your card money.

When to Use This Method?

  • You have a FAB prepaid card

  • Your employer gave you a salary card

  • You don’t have a regular FAB online banking account

  • You wish to view the balance of a loaded card

  • You are using a payroll or company-issued card

NBAD Salary Card Balance Inquiry

Many employees are still looking for NBAD salary card balance inquiry as NBAD was a well-known name in the UAE banking market when they were issued with salary cards. These users should check their balance today using the balance enquiry options provided by FAB.

Common Information Needed

  • Last four digits of the card number

  • Card ID

  • If checking via ATM, enter ATM PIN

  • Registered mobile number for some banking services

  • Internet access for online enquiry

If your card is not working, please check the card and ensure that you are using the correct enquiry method.

Check FAB or Ratibi Balance Through ATM

An ATM is another easy way to check your balance if you don’t have access to the internet or the mobile app.

Steps to Check Balance via ATM

  1. Go to a FAB ATM or supported ATM.

  2. Insert your card.

  3. Please enter your PIN carefully.

  4. Click on “Balance Inquiry” or similar.

  5. View your balance on the screen.

  6. If necessary, print a receipt.

ATM balance enquiry is useful when you need a hard copy of your balance or if you are unable to check your balance online.

Safety Tips for NBAD / FAB Balance Inquiry Online

Checking your balance online is easy, but it’s extremely important to be safe.

Safety Tips

  • Only use official FAB platforms or official linked enquiry pages.

  • Do not give out your OTP to anyone.

  • Do not give your card PIN to any person.

  • Don’t use public Wi-Fi for banking.

  • Never store card information on shared devices.

  • Before entering information, be sure to read the website thoroughly.

  • If anything appears suspicious, contact FAB support.

Common Issues When Performing a FAB Balance Inquiry

Users may encounter minor problems when checking their balance.

Card ID Not Working

If the Card ID is not functioning, please recheck the number.

Captcha Error

Captcha errors happen all the time. Refresh the page and type the captcha exactly as it appears.

FAB Mobile App Login Issue

If the FAB mobile app is not opening or you are unable to log in, please check your internet connection, update the app, or reset your login information if necessary.

Balance Not Updated

If your salary balance is not appearing, your employer may not have processed the salary.

Which FAB Balance Check Method Should You Use?

User Type Best Balance Check Method
FAB bank account holder FAB online banking or mobile app
FAB mobile app user FAB mobile banking balance check
Ratibi card holder Ratibi card balance enquiry
Prepaid card holder FAB prepaid card balance inquiry
Salary card user Ratibi or prepaid card enquiry
No internet access ATM balance inquiry
Login issue FAB customer support

Conclusion

The NBAD balance inquiry online in UAE is now primarily done via FAB channels as NBAD has now become a part of First Abu Dhabi Bank. For normal FAB account holders, you can view your account balance online via FAB banking or the FAB mobile app. The dedicated prepaid card balance enquiry method might be the simplest if you are using a Ratibi card, salary card, or prepaid card.

For quick access, use mobile banking. Use Ratibi card balance enquiry for salary cards. For offline checking, use an ATM. Use official platforms and never share your OTP, PIN or card details with anyone.

FAQ’s

Can I check NBAD balance online in UAE?

Yes, you can check NBAD balance online in UAE.

Is NBAD now FAB?

Yes, NBAD was merged with First Gulf Bank to become part of First Abu Dhabi Bank.

How to check FAB balance?

It can be verified online banking, via FAB mobile app, ATM or customer support.

How to check FAB Ratibi card balance?

Visit the official Ratibi prepaid card balance enquiry page and fill in the necessary card information.

What is needed for Ratibi balance enquiry?

The last four digits of your card number, Card ID and captcha are usually required.

How to check FAB balance without mobile app?

Yes, you can use online banking, ATM, prepaid card enquiry, or FAB support.

Is Ratibi card a bank account?

No, Ratibi is not a complete bank account, it’s a salary payroll prepaid card.

Why is my salary card balance not updated?

Your pay may not have been processed yet, or it may be pending.

Do you have to pay to check the balance on a FAB prepaid card?

FAB’s prepaid card pages refer to online balance enquiry for cardholders, but always check current bank terms.

Is online balance inquiry safe?

Yes, provided you use official FAB channels and never share your OTP, PIN or card details.

Related:

Common Problems During Checking ATM Balance

Al Rostamani Card UAE | Complete Guide to Payroll & Prepaid Cards

FAB vs Regional Banks in UAE | What Makes It Unique?

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Written by : UAE Script Staff

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