Guide to FAB ATM Balance Check | Quick & Easy Steps

First Abu Dhabi Bank (FAB) is one of the biggest financial institutions in the UAE and one of the most reputable companies, as it provides a variety of banking services to its clients including individuals, businesses, and corporate clients. Checking the balance of customer accounts is among the imperative banking activities that a customer must have. Regardless of the purpose or money withdrawal, transfer, or just monitoring your money, it is important to know what you have in reserve. This guide discusses the many ways in which you could fab atm balance check, provides practical tips, the distinction between ATM balance and available balance, as well as troubleshooting the common problems in order to have the best banking experience.

What is FAB?

The first Abu Dhabi bank (FAB) is the biggest bank in the UAE in terms of its assets and was created as a result of merging two banking giants First Gulf Bank (FGB) and National Bank of Abu Dhabi (NBAD) in 2017. It has since evolved into one of the top financial services providers in the UAE and the MENA region at large and provides a host of services, such as retail banking, corporate banking, wealth management and investment banking.

The bank offers the most innovative technological products and services to its customers to act as a smooth banking experience. Some of its services include traditional ATM checks, mobile checks, online services, and SMS checks among other checks.

What is the importance of FAB Atm balance Check?

Managing Your Finances

Checking your ATM balance enables you to keep track of your finances as you are well informed about your account. Are you planning to buy something next or do you have to cover some regular payments, it is always better to have a clear picture of the amount of money at your disposal in order to make the necessary decisions.

Avoiding Overdraft Fees

Lack of sufficient funds may result in overdrafting and bouncing of payments, which may prove to be costly. Checking your balance regularly may help avoid unnecessary charges and make sure that you will have enough money to pay the upcoming transactions.

Plan to the Future

Check your balance: Take a look at your balance, and you can plan to make financial decisions about the future, like saving money to buy something big or paying the bills. Being aware will also help you to monitor your spending patterns and change accordingly.

Informed Transactions

Before you put in a withdrawal or a payment, it is good to know your balance to know how much money you can safely spend. This will make sure that you do not run your account to empty, and your finances will remain healthy.

Checking Your FAB ATM Balance Methods

You may check your FAB ATM balance in several ways. All these processes have their pros, and it all depends on what will best suit you.

Using FAB ATM Machines

Checking your balance is the best way to check it by using an ATM machine. Here’s how you can do it:

• Visit a FAB ATM: Locate a FAB ATM machine.
• Insert Your ATM Card: Insert your FAB credit/debit card into the machine.
• Enter Your PIN: Choose your Personal Identification Number (PIN) to check your security.
• Choose the option of Balance Inquiry: There are a number of options on the screen, select the Balance Inquiry option.
• Check Your Balance: The amount of money in your account will be shown on the screen. It is also available that you can have a printed receipt in case you need a hard copy of your balance.

Hint: To prevent the problem of having your card captured, ensure that you take back your card after every transaction.

Mobile Banking App

FAB also provides a mobile banking application that is easy to use and it enables you to check your balance at the comfort of your house, on the go or anywhere with an internet connection. Here’s how:

• Install the FAB Mobile App: In case you have not done it yet, download the app to the App Store or Google Play Store.
• Log In to Your Account: Enter your registered username and password to log in to the app.
• Get to Your Account: When you are logged in, you have to visit Your Accounts to see the balance.
• Choose the Account: In the event that you have more than one account, you should choose the account whose balance you want to look at.

Key Features:

• Real-time check account balances.
• Track transaction history.
• Send or make payments using the app.
• Establish notification of account activity.

Internet Banking

The internet banking service of FAB gives you the convenience of checking your balance using any internet browser. The steps to check your balance online are as follows:

• FAB Online Banking: Visit the official FAB online banking portal and log in using your credentials.
• Enter Accounts Section: Click on the Accounts or balances section; after you log in, you will see the current balance from the accounts section.
• Select Your Account: There are several accounts, and you have to choose the one you want to check.

The best approach is where one prefers checking their balance on a desktop or laptop when working or doing business with their money.

Through SMS Banking

FAB also provides SMS banking to ensure that customers who are not tech-savvy can check their balance even without the internet connection.

• Enable SMS Banking: First, make sure that you have subscribed to the SMS banking, by calling FAB customer service or using the mobile app.
• Send an SMS: Send a text message to the number of the FAB stating a certain keyword (usually BAL or Balance).
• Observe Balanced Information: FAB will transfer your account balance to your mobile phone.

Note: SMS banking can be charged a modest fee and the balance will not show pending transactions.

Your ATM Balance vs. Available Balance

When looking at your balance, you should learn what the difference between ATM Balance and Available Balance is.

• The ATM Balance is the balance that is present in your account including the deposits that are cleared, withdrawals as well as any pending transaction.
• Available Balance is the sum you can spend or withdraw at a particular time. This balance includes pending transactions, holds on checks or payment in progress.

It is important to verify these two figures particularly when making big transactions because the available balance will provide a better picture of the amount to be used.

Tips-ATM Balance Checking Security

Although FAB makes sure that its platforms are secure, it is once again important to take care of your information when verifying your balance, either at an ATM or online platforms. Here are some helpful tips:

• PIN Protection: It is always advisable to cover your PIN with the hand when typing in your PIN at the ATM.
• Do not use Public Wi-Fi: When withdrawing your balance on either your mobile or online service, do not use public Wi-Fi networks because hackers may get access to your personal information.
• Watch out for Skimming Devices: Before using the ATM, look at the ATM to see whether it has any suspicious devices. Skimmers can get your card details.
• Log Out After Use: It is necessary to always log out of your mobile banking application or internet banking session after using it.

These measures would help you to minimize the chance of fraud or unauthorized access to your account.

Troubleshooting Often Caused Problems

Although it is usually easy to check your balance either using an ATM or online banking, there can be difficulties at times. The following are some of the troubleshooting tips:

ATM Problems

When the ATM does not show up with your balance or has a technical problem, find out whether the machine is functioning or not by using an alternative ATM or making use of customer service.

Mobile App Issues

In case you are unable to check your balance via the mobile app, make sure that the application is updated to the new version. In addition, ensure that you have a good internet connection.

Internet Banking Problems

In case of difficulties in accessing online banking, make sure that your username and password are correct. In case the problem is not resolved, change your credentials or call customer support.

In a case where all the above solutions fail, call the customer service at FAB and one will be helped instantly.

Conclusion

Balancing your FAB ATM is a fast and necessary thing that you need to do to maintain control of your money. In case of ATM, mobile app, internet banking, and even SMS banking, FAB offers a number of methods to check your balance anytime and anywhere. Note: It is essential to follow the security measures and troubleshoot any problems as soon as possible. When you know your balance, you are able to make better decisions regarding your finances in order to avoid unwarranted charges. Banking with FAB can be safeguarded, secure, and convenient due to the user-friendly platforms.

FAQ’s

What should I do to see my balance in case I do not have my ATM card?

You may use the FAB mobile bank or internet banking to review your balance when you have lost your card. Always block your card immediately to ensure that your card is not used.

Can I check my balance in any ATM, or do I have to check it in FAB?

AYou will be able to check balance at any ATM, though it is recommended to use a FAB ATM in order to avoid possible payments for using other banks’ machines.

Do I pay a checking balance fee?

Your ATM balance at FAB is free. Non-FAB ATM usage can however come at a low cost.

I am abroad and want to check my balance with the help of the FAB mobile app.

Yes, the FAB mobile application will enable you to check your balance at any place around the globe provided that you have access to the internet.

I have seen a transaction I do not recognize on checking my balance, what should I do?

Call FAB and report any illegal transactions. They will instruct you on how to settle the matter and they might assist you in contesting the charge.

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